Posts By: Evelyn Zohlen

Where Does Your Tax Money Go? Anyone? Anyone?

taxes file
It’s tax time again, and as you look over your tax payments for calendar 2016, you’re undoubtedly wondering where those dollars are being spent. The Wall Street Journal recently published a chart which breaks down spending for every $100 of tax receipts—and concludes that the U.S. governmen...
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Where to Find Happy People

kids jumping
Mark and I recently traveled to Bhutan to run in the Bhutan International Marathon (half marathon for me!).  “Where/what is Bhutan?” you ask? So glad you did! Bhutan is a small kingdom in the Himalayas (the size of Switzerland, bordered by Tibet to the north and India to the south, with roughly...
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The Fed’s Rate Hike – March 2017

coins
The U.S. Federal Reserve Board’s Open Market Committee just raised the Fed Funds rate from 0.75% to 1.00%—the second rate hike in three months. So what should you do with your investment portfolio in light of this change? Nothing. Why? First of all, the rate change was laughably minor cons...
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Trump, the Markets, and the F-Word*

crystal ball in hand
*that would be “fiduciary” Over the last several weeks, professional financial planners like us have been fielding calls from clients who are asking the kinds of questions we dread hearing: The Dow has reached (and then fallen back below; and then back above) 20,000.  Should I take money ...
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Six Steps to Better Habits

Good Habits
Chances are, you made a number of firm resolutions at the start of the year—and, if you’re normal, you may already be falling behind on some (or all) of them.  Is there a better way to stick to your sincere resolutions to get more exercise, eat better, floss more often, lose weight, and—every...
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Higher Interest Rates: The Tempest in the Teapot

Effective Federal Fund Rates
Anybody who was surprised that the Federal Reserve Board decided to raise its benchmark interest rate this week probably wasn’t paying attention.  The U.S. economy is humming along, the stock market is booming and the unemployment rate has fallen faster than anybody expected.  The incoming admin...
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President Trump’s Unlikely Victory and the Markets

american flag
With the election of Donald Trump as President, we expect a wild ride in the investment markets. Indeed, they are already turning sharply negative due to the uncertainties ahead (recalling that the markets hate uncertainty). Will the new President really build an expensive wall across our Southern b...
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Buy? Sell? Hold? Head for the Hills? — Presidential Elections and the Stock Market

Presidential Economic Performance
Next week, Americans will head to the polls to elect the next president of the United States. While the outcome is unknown, one thing is for certain: There has been and will continue to be a steady stream of opinions from pundits and prognosticators about how the election will impact the stock marke...
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Does When You Marry Affect Your Chances of Divorce?

Divorce Rate Graph
As many of you know, Inspired Financial has particular expertise in serving women in transition. One of the primary transitions we encounter is divorce and it got us to thinking about the factors that might contribute to divorce.  For example, according to conventional wisdom, the odds that you and...
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College-Bound (Grand)Child? Don’t forget to have them complete this form!

Student Working
Hint: It’s even more important than the FAFSA! A young woman goes to college. Two months later she is rushed to the hospital and into the operating room for an emergency appendectomy. Her mother calls the hospital in a panic and asks to know what is happening with her daughter. The hospital say...
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